LUX2YOU Banking Package

RCB Bank in Luxembourg offers an exclusive package of banking services LUX2YOU. The package is specially designed for you and your family in order to satisfy your everyday banking needs.

Get interest on your daily account balance, make free SWIFT and SEPA transfers, order free bank cards for your family members, control online your expenses.

LUX2YOU Key Advantages
  • Free current accounts in any currency
  • Free outward and inward SWIFT/SEPA transfers
  • Daily payments of annual interest on current account balances: 0,3% in EUR, 0,5% in USD, 0,3% in GBP and 4% in RUB
  • Competitive fees for cash withdrawals from any ATMs around the world
  • Free 2 main and 2 supplementary RCB debit cards in EUR
  • Free travel insurance for the cardholder and family members
  • Free SMS notifications about your card transactions
  • Dedicated relationship manager speaking Luxembourgish, French and English
  • Convenient remote banking - RCB Online Banking and RCB Telephone Banking (toll-free in Luxembourg)
How to get LUX2YOU

In order to get the exclusive banking package LUX2YOU, please visit RCB Bank office in Luxembourg at 3, rue Pierre d’Aspelt L-1142 Luxembourg or call at
800 62 722.

LUX2YOU Commissions and Charges
Debit cards fees and parameters
Main card annual fee
(first and second card)
Free1
Main card annual fee
(third and each consecutive card)
20 EUR
Supplementary card annual fee
(first and second card)
Free
Supplementary card annual fee
(third and each consecutive card)
20 EUR 
Card re-issue/replacement Free
Card and PIN mailing to client’s address As per charges for courier
Commission for withdrawals from ATMs of the Bank Free
Commission for withdrawals from the ATMs of other banks 1 EUR
Commission for withdrawals from the cash points of other banks 3% (min. 3 EUR) 
SMS-Notice Free
Foreign exchange commission
(for non-account currencies transactions)
2% on transaction amount
Daily transaction limit
(set by default and may be changed upon client’s request)
10.000 EUR
Daily limit for card not present transactions (internet purchases and other card not present transactions)
(set by default and may be changed upon client’s request)
10.000 EUR
Monthly limit for card not present transactions (internet purchases and other card not present transactions) for cards with no SMS-Notice service activation (set by default and may be decreased upon client’s request) 200 EUR
Daily cash withdrawal limit
(set by default and may be changed upon client’s request)
1.000 EUR
Accounts
Account opening Free
Daily payments of annual interest rates on current account balances 0,3% in EUR
0,5% in USD
0,3% in GBP
4% in RUB
Relationship maintenance fee Free
Account closure Free
Periodical statements
(as per General Terms and Conditions for account opening)
Free
Payments/Transfers
Inward SWIFT/SEPA transfers Free
Outward SWIFT transfers with charge option SHARED Free
Additional fee for outward SWIFT transfers with charge option OUR 10 EUR (up to 10.000 EUR)
35 EUR (from 10.000 to 50.000 EUR)
60 EUR (over 50.000 EUR)
Outward SEPA transfers
(up to 50.000 EUR)2
with charge option SHARED only
(Value date - T+1, provided that payment is received by the Bank before official cut-off time)
Free
Internal transfers through RCB Online Banking Free
Manual processing of internal transfers (to other clients of the Bank) received on paper/fax Free
Creation or amendment of a standing order3 Free
Communication charges
Additional statements or SWIFTs
(by fax or e-mail)
4 EUR
Processing of payment orders received in original or by fax 10 EUR
Investigations (inward and outward)
up to 30 days old
50 EUR
(incl. SWIFT 12,5 EUR)
Investigations (inward and outward)
over 30 days old
120 EUR
(incl. SWIFT 12,5 EUR)
Courier abroad 60 EUR
Postages in Luxembourg 10 EUR
Other services
Certificate of balances and/or interest 5 EUR per each account
Bank Reference Letter Free
RCB Online Banking Free
First issued OTP token Free
Additional/replacement of OTP token (second and each consecutive) 10 EUR
Display card token fee4 50 EUR
Test key codes Free

1Cards can be issued to current accounts in EUR.
2SEPA area: EU countries, Norway, Lichtenstein, Iceland, Switzerland and Monaco.
3All transfers executed under a standing order will be charged according to the Bank’s Commissions and charges.
4Free for clients with a balance in current account over 1m EUR or equivalent in applicable currency.