Debit cards

Debit cards give you access to funds you have placed with the Bank, whenever you want, wherever you are in the world. The Bank’s debit cards are your convenient payment instrument, allowing you to make everyday purchases. With debit cards, you can conveniently and securely:

  • Pay for goods and services in shops, cafes, restaurants and other outlets;
  • Place orders on the internet;
  • Travel in comfort, book hotels, flights and other services. No need to worry about changing currency or carrying cash across borders – the Bank automatically converts a transaction from any currency into your card account’s currency, and the balance on a debit card does not need to be declared at the border;
  • Ensure that the balance of your card account at the Bank remains confidential — when you use your card to pay, no one can identify the balance on the account. This means you can use your account to access significant levels of funds without having to carry cash.

You can apply for a debit card via RCB Online Banking by contacting your personal manager, or by visiting RCB Bank Ltd, Luxembourg Branch.

Advantages of the Bank’s debit cards
  • Convenience and easy to use
  • A flexibility that allows you to adjust daily limits on card transactions quickly in order to purchase big-ticket items;
  • Competitive commissions and charges;
  • Free travel insurance (main and supplementary cards);
  • Secure payments in the internet with 3D Secure service.
Debit cards fees and parameters
Debit cards fees and parametersEUR
Main card annual fee Free
Supplementary card annual fee 20 EUR first and each consecutive card
Card re-issue/replacement Free
Card and PIN mailing to client’s address As per charges for courier
Commission for cash withdrawals from ATMs of the Bank Free
Commission for withdrawals from the ATMs and cash points of other banks 3% (min. 3 EUR)
Foreign exchange commission (for non-Euro transactions) 2,5% on transaction amount
SMS-Notice Free
Daily transaction limit (set by default and may be changed upon client's request) 10.000 EUR
Daily limit for card not present transactions (internet purchases and other card not present transactions) - set by default and may be changed upon client's request 10.000 EUR
Monthly limit for card not present transactions (internet purchases and other card not present transactions) for cards with no SMS-Notice service activation - set by default and may be decreased upon client’s request 200 EUR
Daily cash withdrawal limit (set by default and may be changed upon client's request) 1.000 EUR
Daily cash withdrawal limit from the ATMs of the Bank 1.000 EUR