Cash Transaction
| Currency | Buy | Sell |
|---|---|---|
| EUR RUB | 88.7416 | 93.5332 |
| EUR CHF | 1.0703 | 1.1182 |
| EUR USD | 1.1779 | 1.2179 |
| EUR GBP | 0.8433 | 0.8677 |
Non-cash Transaction
| Currency | Buy | Sell |
|---|---|---|
| EUR RUB | 90.4998 | 91.7007 |
| EUR CHF | 1.0951 | 1.1071 |
| EUR USD | 1.1959 | 1.2059 |
| EUR GBP | 0.8642 | 0.8705 |
22.04.2021
News
Changes in Commissions and Charges for corporate and individual clients
06.10.2016
Dear client,
We would like to inform you that, with effect from 6th of December 2016, RCB Bank Ltd, Luxembourg Branch introduces changes in Commissions and Charges for corporate and individual clients.
Please note that all other existing Commissions and Charges of the Bank remain unchanged.
CORPORATE CLIENTS| Current account maintenance | ||
|---|---|---|
| Account opening fee | Free | |
| Annual account maintenance fee | 240 EUR (60 EUR charged per quarter) | |
| Payments/Transfers | ||
|
Outward SEPA transfers (up to 50.000 EUR)1 Value date - T+1 (provided that payment is received by the Bank before official cut-off time). Charge option - only SHARED |
5 EUR per transfer | |
| Manual processing of internal transfers (to other clients of the Bank) received on paper/fax | 8 EUR | |
|
Internal transfers through RCB Online Banking |
Free | |
| Creating or amending of a standing order2 | 6 EUR | |
| Communication charges | ||
| Courier abroad | 60 EUR | |
| Postages in Luxembourg | 10 EUR | |
| Other services | ||
| Blocking certificate | 200 EUR | |
| Account reservation | 100 EUR | |
| Corporate file update/Account renewal upon client request | 50 EUR | |
| Bank reference letter | 100 EUR | |
| Hold mail | 400 EUR (100 EUR charged per quarter) | |
| RCB Online Banking | Free | |
| First and second issued OTP token | Free (2 tokens per client) | |
| Additional/replacement of OTP token | 25 EUR third and each consecutive | |
| Test keys codes | 100 EUR (charged annually) | |
| Cards fees and parameters | ||
| Credit card | Debit card | |
| Main card annual fee | 50 EUR | 50 EUR |
| Supplementary card annual fee | 50 EUR | 50 EUR |
| Card re-issue/replacement | 50 EUR | 50 EUR |
| Card and PIN mailing to client’s address | 70 EUR | 70 EUR |
| Annual interest rate | 10% | Not applicable |
| Monthly interest on credit not repaid on time | 2% | Not applicable |
| Commission for exceeding the established card’s credit limit | 2% on excess amount | Not applicable |
| Foreign exchange commission (for non-Euro transactions) | 2,5% on transaction amount | 2,5% on transaction amount |
| Daily transaction limit (set by default and may be changed upon client request) | 20.000 EUR | 20.000 EUR |
| Daily limit for card not present transactions (internet purchases and other card not present transactions) - set by default and may be changed upon client request | 10.000 EUR | 10.000 EUR |
| Monthly limit for card not present transactions (internet purchases and other card not present transactions) for cards with no SMS-Notice service activation - set by default and may be decreased upon client’s request | 200 EUR | 200 EUR |
CORPORATE AND INDIVIDUAL CLIENTS
| Custodian services | |
|---|---|
| Maintenance of custody account (portfolio) | |
| Safe-keeping charge (charged quarterly)3 |
0,15% p.a. (min. 100 EUR per year) |
| Monthly maintenance of segregated account for a client with sub-custodian (Euroclear, Clearstream, VTB), per sub-custodian account |
Monthly maintenance is paid based on individual invoices |
| Custodian transfers | |
| Transfer of securities DVP or FOP to/from external custody | 50 EUR |
| Change or cancellation order in external custody | 15 EUR |
| Corporate actions (CA), taxation | |
| Forwarding notifications of CA obtained from sub-custodians/issuers to a client |
Free |
| Client initiated requests for information on CA to a sub-custodian |
50 EUR per request |
| CA initiated by the issuer e.g. additional issue/exchange of securities, repurchase after liquidation, liquidation etc. |
Free |
| CA/disclosures to the issuer, at the client’s discretion for request: capital increase, IPO, exchange offer, conversion, exercise of warrants, optional dividend, reinvestment funds and other | 50 EUR per instruction |
| CA at the client's discretion for voting instructions | 50 EUR per voting instruction |
| Certification of client’s holdings for relevant markets through sub-custodian |
50 EUR per certification |
| Assistance in obtaining tax relief under a Double Taxation Treaty directly from an issuer | Charged individually per client’s request on a case by case basis, min. 50 EUR, max. 250 EUR |
| Other custodian services4 | |
| Manual processing of custodian instructions received on paper/fax | 20 EUR |
| Transfer of income to a client’s account to third banks | Charged as per tariff for Payments/Transfers |
| Obtaining statement from external custodian upon request | 50 EUR per statement |
| Additional portfolio statement (any statement requested by client in addition to monthly portfolio statement) | 5 EUR per additional statement |
| Brokerage services | |
| Bonds | |
| Less than 10m USD5 | 0,125% (min. 150 USD) |
| More than 10m USD5 | 0,0625% |
| Equities | |
| Less than 100.000 USD5 | 0,25% (min. 200 USD) |
| 100.000 — 999.999 USD5 | 0,20% |
| 1m — 10m USD5 | 0,15% |
| More than 10m USD5 | Determined individually |
| REPO for bonds and equities | |
| For period less than 45 days | 0,25% p.a. |
| For periods 45-180 days | 0,50% p.a. |
INDIVIDUALS
| Communication charges | ||
|---|---|---|
| Additional statement or SWIFT (by fax or e-mail) | 4 EUR | |
| Courier abroad | 60 EUR | |
| Postages in Luxembourg | 10 EUR | |
| Other services | ||
| Certificate of balances and/or interest | 5 EUR per each account | |
| Additional OTP token | 10 EUR second and each consecutive | |
| Cards fees and parameters | ||
| Credit card | Debit card | |
| Supplementary card annual fee | 20 EUR first and each consecutive | 20 EUR first and each consecutive |
| Annual interest rate | 12% | Not applicable |
| Monthly interest on credit not repaid on time | 2% | Not applicable |
| Commission for exceeding the established card’s credit limit | 2% on excess amount | Not applicable |
| Foreign exchange commission (for non-Euro transactions) | 2,5% on transaction amount | 2,5% on transaction amount |
| Daily transaction limit (set by default and may be changed upon client request) | 10.000 EUR | 10.000 EUR |
| Daily limit for card not present transactions (internet purchases and other card not present transactions) - set by default and may be changed upon client request | 10.000 EUR | 10.000 EUR |
| Monthly limit for card not present transactions (internet purchases and other card not present transactions) for cards with no SMS-Notice service activation - set by default and may be decreased upon client request | 200 EUR | 200 EUR |
1SEPA area: EU countries, Norway, Lichtenstein, Iceland, Switzerland and Monaco.
2All transfers executed as per a standing order will be charged according to Commissions and Charges of RCB Bank Ltd, Luxembourg Branch.
3Charge is accrued on market value of client’s holding. In case market value is not available, the nominal is used for bonds, for shares a default price of 2 EUR per share is applied. Standard safekeeping tariff is applicable for international securities, US, GB, IE, RU. Safekeeping of securities in other local markets may involve additional costs.
4The third parties charges (Global Depositary Receipt (GDR) agency fees, notary, postage etc.) are to be reimbursed by the client at cost.
5Or equivalent in applicable currency.
Where a fee or charge is levied in a currency other than the currency of the account, the above commissions and charges are converted into the relevant currency equivalent at the Bank’s exchange rate.
For more information, please contact RCB Telephone Banking: 800 62 722 (toll-free in Luxembourg), +357 25 355 722 (for calls from abroad), 800 00 722 (toll-free in Cyprus),
8 800 100 7722 (toll-free in Russia).
Yours faithfully,
RCB Bank Ltd, Luxembourg Branch
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